Everybody has dreams and reaching them is the satisfaction of the dreamers. There are various reasons that trigger people to run towards achieving their deserved dreams in life, and there are ways to reaching them too. However, money is a necessary factor that facilitates many people`s missions. While everyone has potential in one way or another, mastering the art of making things work for their advantage is a great deal. There are abundant ways that can help you save money, and have what you thought you didn’t have, and ultimately, reach what seems unreachable.
I have prepared top ten things to cut out of your life to save you money in 2021, and here they are:
- Mode of Transport
Due to the rise of cheap taxis, no matter how near it may be from where one resides to their working place, they will always pay for transport. Instead of this, why not wake up early and just walk or use a bicycle? This has a variety of advantages since in the process; you will be doing exercises for your body, which keeps you from obesity apart from saving your transportation fee.
- Branded Products
“I am a Nike products man” I heard my friend bragging, not knowing that this could be another reason that makes people not attain their goals. Once you put yourself in these standards, you will have to stretch even when things get tight, and you have to push yourself to get what you want people to see you in. However, brand differs from quality.
The unbranded products can be of good quality compared to the branded ones; it’s the name that sells the branded ones, not quality. It’s not who made them, but how they work. If a product is affordable and works how you want it to, then my advice is; never go for the branded, take this as a saving opportunity and go for the cheapest.
- Control Your Food Bill
It always feels good to have some eating out times. You get the opportunity to meet and make new friends while enjoying your meals but think of how expensive it would be to do this thrice a week. In contrary, preparing your own food at home could save you your dime because if you calculate the transport fee to the restaurant plus the food cost, that`s multiple of what you could have used when you prepared your own food. And you increase your cooking skills too, buy learning how to cook different meals.
- Cut Out Bigger Expenses
Desires of every man is to live better or best; however, it`s nice to do this wisely. Leaving at a renting home where you pay almost half of your salary is outrageous. Instead, it`s a good idea to move to a more affordable house where you can save and buy yourself a home of your own.
- Cut Out On Expensive Drinks
Everyone who is an alcoholic user knows how expensive a bottle is, but apart from the cost of these drinks, one is never enough, especially when you`re drinking with friends. And every day the desire for it keeps calling you to the pub.
Though it is difficult to omit this habit at once, you can start by trying to drink alone at home only once a week, and you`ll see how much you`ll have been wasting on the bottles instead of saving it for your future plans.
- Friends Choices
When you hang out with nine thugs, you`ll be the tenth one and if you spend your time with four wise men, you`ll probably be the fifth wise person. If you need ideas to make you successful in life, you need to start making friends with people who go in line with what or where you`d like to get to.
Develop a habit of going to seminars where successful people go, ask questions and implement their advice. The more you keep copying there lifestyle, the more you keep yourself closer to your goals. Don’t spend your life with extravagant people and expect to save a cent. Rich people will teach you how to be rich, and one of the skills is saving.
- Sleeping Habits
Yeah, sleep! Oversleeping will save you no dime. There are people who sleep to an extent of seeming like that`s their business. Ideas are not generated when asleep. Successful people wake up early when the sun has not yet risen. This gives you the time to prepare yourself and get early for the job, as they say, ” the early bird catches the warm”.
Getting up late equals to making it late for job and missing out on a variety of things: first, you won`t be able to brainstorm on how to improve your business, (and this is where money-generating ideas are born), when you get to your business, your competitors are some dollars ahead from the early clients, and your trust with customers goes down because they`ll take you as one that`s not serious with what they are doing.
- Ditch The Little Petty Purchases
These are things that you can avoid so quickly if you are really serious about saving. Things like morning or evening coffee and the other snacks can be easily avoided, and the money spent on other productive things
- Use Cash For Your Daily Expenditure
Usage of money in cash has a number of advantages over a debit card. When you go to the grocery or market, take products that happen to be of a higher budget than your cash, you can always reduce them to fit what you have at hand, but when you use a debit card, you will be tempted to make payments for all the products. Try this cash-use technique and see your results in a month.
- Set New Goals
The reason most people fail to progress in life is because when certain set goals don’t seem to work out, they throw away the towel and say it`s over. You should strive to make things better every day. When one situation doesn’t work, find a way to fix it.
Write your daily goals and strictly follow them. When you don’t know what you want then how can you get it? Goals will guide you to what you want to achieve in a set period of time. If you adhere to your principals; you will reach your level of clarity, and your future will be bright.